How Much Does Home Care Cost in Omaha? A Transparent Look at Pricing

As families in Omaha and surrounding areas search for the best care solutions for their aging loved ones, one of the most common questions is:
“How much does home care actually cost?”

Whether you're exploring care for a parent recovering from surgery, living with dementia, or simply needing help with daily routines, understanding the costs—and what you get for your money—is key to making informed decisions.

In this guide, we’ll break down:

• Average home care rates in Omaha

• Factors that affect pricing

• What’s included (and not included)

• Ways to reduce or offset the costs

• A real look at what local agencies offer

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🧾 Average Home Care Costs in Omaha, Nebraska

The average hourly rate for non-medical home care in Omaha ranges between:

$30 – $38 per hour (as of mid-2025)

This is based on services like:

• Personal care (bathing, grooming, toileting)

• Light housekeeping

• Medication reminders

• Mobility assistance

• Companionship

• Transportation to appointments or errands

✅ Quick Snapshot of Home Care Pricing:

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🧠 Factors That Affect Home Care Pricing

Not all home care is priced the same. Here are the key variables:

1. Hours of Care Needed

The biggest cost driver is how many hours of care your loved one requires each week. Some agencies offer packages like:

• The Check-In Plan (2–3 hrs/week)

• The Weekly Wellness Plan (10–20 hrs/week)

• The Daily Comfort Plan (40+ hrs/week)

2. Level of Care Required

Rates are often higher for clients needing:

• Hands-on personal care

• Alzheimer’s or dementia support

• Bed-bound or mobility assistance

• Transfers from bed to wheelchair

3. Weekend or Holiday Care

Care delivered on weekends, overnight, or holidays may come with a premium hourly rate due to caregiver availability.

4. Live-In vs Hourly Care

Live-in care is when one caregiver lives in the home with the senior (but still gets rest breaks), while 24/7 hourly care involves rotating shifts. Live-in is more affordable, but isn’t suitable for everyone.

5. Agency Reputation & Support

Premium agencies with RN oversight, 24/7 support lines, insured and bonded caregivers, and backup staffing (like Xtrakare) may charge slightly more but offer peace of mind.

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🧡 What’s Included in the Cost?

A reputable home care agency in Omaha typically includes:

• A care plan customized to your loved one’s needs

• Trained, background-checked caregivers

• Personal care support (bathing, toileting, dressing)

• Light housekeeping and laundry

• Transportation and errand help

• Meal prep and dietary monitoring

• Companionship and social engagement

• Regular check-ins with a care coordinator

Some providers may offer extras like:

• 24/7 phone support for families

• Wellness monitoring

• Coordination with medical providers

What’s Not Included:

• Skilled nursing (wound care, injections)

• Physical or occupational therapy (covered by home health, not home care)

• Medical equipment (wheelchairs, walkers)

• Medication administration (only reminders are typically allowed)

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💵 Is Home Care More Affordable Than a Facility?

Yes—in many cases, especially for part-time care.

For comparison:
Assisted living in Omaha costs $4,500–$6,000/month
Nursing homes range $8,000–$11,000/month

If your loved one only needs 15–30 hours of care per week, home care is often more cost-effective and offers greater independence and comfort.

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💳 How to Pay for Home Care in Omaha

Home care is typically paid out of pocket, but there are options to reduce costs:

1. Medicaid Waiver Programs

Nebraska’s A&D Waiver (Aged and Disabled) may cover home care if you meet income and care-level requirements.
Agencies like Xtrakare are approved to work with Medicaid and waiver clients.

2. Veterans Aid & Attendance

If your loved one is a wartime veteran or surviving spouse, they may qualify for monthly VA funds to help cover home care.

3. Long-Term Care Insurance

Some plans reimburse for non-medical home care if pre-approved.

4. Family Contributions & Cost Sharing

Families often split costs or rotate caregiving duties to reduce paid hours.

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🧍 Real Example: Xtrakare Home Care Pricing

At Xtrakare, we offer transparent, flat-rate pricing to eliminate surprises:

We include caregiver matching, personalized care plans, and RN oversight at no extra cost.

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🏁 Final Thoughts: Is Home Care Worth the Cost?

For many families in Omaha, home care provides the best balance of safety, comfort, and dignity—allowing aging loved ones to remain in the place they cherish most: home.

When compared to the emotional cost of facility care or caregiver burnout, many find that personalized in-home care is well worth the investment.

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📞 Need a Personalized Quote?

Contact Xtrakare today at [531-325-7170] or visit [www.xtrakare.com] to schedule a free consultation and learn how we can build a plan that fits your family’s needs—and budget.